What Affects Long Term Care Insurance Cost Estimates?

Long term care insurance was introduced several decades ago, but it is only just recently when people hear a lot about it, primarily because of the growing number of Americans who need such kind of coverage. Because there is still a lot of work needed to create public awareness about this product, consumers often find

Long Term Care Insurance: Is it Worth It?

Many people are asking this question, “long term care insurance: is it worth it?” and everyone agrees that lacking a long term care insurance policy drains the accumulated money in retirement plans quickly. Do not lose much of your hard-earned retirement funds, which are worth years of labor, to the rising costs of long term care.

3 Most Overlooked Long Term Care Insurance Information

The moment you consider getting a long term care insurance policy you are on your way to more comfortable and financially stable future ahead of you. If you still haven’t, then this is the time to think things through, get more familiar with long term care insurance information and try thinking about what lies ahead

How to Talk about Long Term Care Costs with Your Spouse

Long term care costs remain a big problem for many retiring Americans. This is why married couples must start creating a strategy to deal with the care expenses heading their way. However, this presents a dilemma:   “How do my spouse and I start planning for long term care costs?”   Recently, we shared a

3 Money Management Tips for Baby Boomers without Children

Baby boomers without children have one important defense against the growing costs of retirement and long term care: proper money management. However, this is not as easy as it seems. If you wish to build an effective financial plan you can rely on for the years to come, then feel free to jump in on

Financial Planning in the Palm of Your Hand (Literally)

As we all know by now, financial planning plays a big role in retirement or long term care. The decisions we make now affect our future in multiple ways. This is why many are quite hesitant to invest their finances or make big money-related decisions, especially if we consider the rate that the cost of

Protect Your Assets, Health, and Loved Ones through LTCI

“How can long-term care insurance (LTCI) truly help me? Is it even worth my money?”   Perhaps, these are two of the biggest questions in every baby boomer’s mind. Yes, having an LTCI policy was not the popular choice in the last decade, but it is turning out to be the most comprehensive option in

4 Budget Tips to Make Room for Long Term Care Premiums

Long term care premiums are included in the top reasons why retirees and working baby boomers shy away from purchasing long term care insurance (LTCI) plans. However, there are ways in which you can manage your finances to secure a place for these LTCI premiums in your budget.   Retirement is changing rapidly in America.

4 Ways to Make Long Term Care Insurance Worth the Money

Long term care insurance policies have received mixed reactions from Americans over the years. Many see the appeal of the coverage that it provides, especially considering the increasing costs of care services across the United States. In fact, the majority of the policyholders have shared that they are satisfied with their policy plans. However, many

Over 40 with No Savings? Here Are Retirement Planning Tips to Follow Now

Retirement planning is a big issue in the United States. As tackled in this post about retirees paying long term care coverage, the supposed golden years can bring a great deal of stress, anxiety, and even fear. This may stem from the enormous obstacles that so many Americans have to face to cover the bases