How to Cut on Long-Term Care and Health Care Costs

Aging Americans today are faced with skyrocketing long-term care and health care costs, which force them to skip doctor’s appointments and refusing to hire someone who would take care of them. According to a recent study by Fidelity, a man retiring would need $133,000 to pay for health care costs in retirement while a woman

Debunking 5 Personal Finance Myths

  Managing personal finances has never been this easy thanks to the Internet. Those who are struggling with personal finance is just one click away to get your hands on free information that can help you pay your debt, build your wealth and save enough money for retirement. But, can this free information be trusted?

The Simple Guide to Saving Money on Rising Health Care Costs

  The rising health care costs are one factor that people should pay attention to when planning for retirement. Why? It’s because the cost of health care is increasing every year. Based on the latest study by Fidelity Investments, a healthy 65-year-old couple retiring this year will need $280,000 to pay for health care costs

11 Tips on Managing Your Retirement Money

  Many of us dream of having a financially carefree retirement where we won’t have to worry about expenses or how we can make ends meet despite being unemployed. It’s possible to be financially stable in retirement as long as you carefully manage your funds.   Tips on Managing Your Retirement Money   Reduce Car Usage

5 Overlooked Financial Issues People Should Address Now

  It is true that America is now in an economic recovery and becoming stronger and a lot of its citizens are now getting back on their feet because of this recovery, you still cannot let your guard down and commit mistakes that can ruin your financial stability. Here are some errors that people tend

What Affects Long Term Care Insurance Cost Estimates?

  Long term care insurance was introduced several decades ago, but it is only just recently when people hear a lot about it, primarily because of the growing number of Americans who need such kind of coverage. Because there is still a lot of work needed to create public awareness about this product, consumers often

Long Term Care Insurance: Is it Worth It?

Many people are asking this question, “long term care insurance: is it worth it?” and everyone agrees that lacking a long term care insurance policy drains the accumulated money in retirement plans quickly. Do not lose much of your hard-earned retirement funds, which are worth years of labor, to the rising costs of long term care.

3 Most Overlooked Long Term Care Insurance Information

The moment you consider getting a long term care insurance policy you are on your way to more comfortable and financially stable future ahead of you. If you still haven’t, then this is the time to think things through, get more familiar with long term care insurance information and try thinking about what lies ahead

How to Talk about Long Term Care Costs with Your Spouse

Long term care costs remain a big problem for many retiring Americans. This is why married couples must start creating a strategy to deal with the care expenses heading their way. However, this presents a dilemma: “How do my spouse and I start planning for long term care costs?” Recently, we shared a guide to

3 Money Management Tips for Baby Boomers without Children

Baby boomers without children have one important defense against the growing costs of retirement and long term care: proper money management. However, this is not as easy as it seems. If you wish to build an effective financial plan you can rely on for the years to come, then feel free to jump in on